Six Month Series on Investement Strategies

For the next six months I am going to write a series of articles under the overarching title of investment strategies.

The idea behind these articles is to put “conventional wisdom” to the test based on current economic events, and to expand on new concepts and ideas.

Most of us, whether Baby Boomers looking retirement in the face, or those of us with 25 or more years to go NEED to re-evaluate our current thoughts and actions on how to accumulate enough money to support us through retirement.

Additionally we will ALL need to look at what we are willing, able and/or want to leave behind as a legacy to our children, loved one; and charitable organization.

Not that investing has ever been simple; but I can promise you it is only going to get more complex. With rising income taxes, huge national debt, a failing health care system, and equally if not greater failing educational system (at least in California), it is inevitable that our ability to save for the future will be challenged.

However, don’t get me wrong, I don’t think it’s a bleak picture at all! Actually, I think we all have a tremendous opportunity to take control of our financial lives in a way we have never been able to before. Through education and due diligence we will not only attain our goals, but in many cases surpass our expectations. Most of all, we will be left feeling empowered and not powerless! Anyone been feeling powerless lately? Doesn’t feel good does it.

My commitment in the next six months of posts is to help put you on a path moving towards financial freedom.

I believe working together sharing information is the path to empowerment. If you feel the same read on to see what topics will be covered.

Also, when you go to my blog, sign up as a “follower” and you will get these posts automatically. I will not be putting the full articles into my monthly email reminders but I will always provide a link to my blog to view them.

The topics will be as follows:

1) Demystifying Portfolio Diversification – What does a balanced portfolio really look like? (This article will post sometime before the end of the week.)

2) Stock Market Volatility – What to do when the stock market is up and when it’s down.

3) Excuses that Block Savings for Retirement – What are you doing that may be preventing you from saving the appropriate amount of money for your retirement?

4) Kids and Money – More tips and tricks for helping your children learn the value of money and the habit of saving it! (This article will expand on my earlier post and incorporate some of the lessons learned so far from the current economic downturn.)

5) How Often should you Review Your Portfolio – An in-depth look at how, why and when you should be reviewing your asset allocation portfolio (The first article will cover the definition of asset allocation).

6) How Much is Enough for an Emergency Fund – Do you have money set aside for a “raining day?”